wvadennis's picture
From wvadennis rss RSS  subscribe Subscribe

Free Video Reveals Formula 

Go here for tips on how to make instant cash online: http://tinyurl.com/7jzeqv5

 

 
 
Tags:  instant cash  passive income  affiliate marketing  free video 
Views:  31
Published:  January 05, 2012
 
0
download

Share plick with friends Share
save to favorite
Report Abuse Report Abuse
 
Related Plicks
How Do You Obtain Fast Cash Online?

How Do You Obtain Fast Cash Online?

From: wvadennis
Views: 77 Comments: 0
Go here for tips on how to make instant cash online: http://tinyurl.com/7jzeqv5
 
LISTEN INSTANT PLEASURE DOWNLOAD MP3 MUSIC FULL ALBOM INSTANT PLEASURE

LISTEN INSTANT PLEASURE DOWNLOAD MP3 MUSIC FULL ALBOM INSTANT PLEASURE

From: anon-345373
Views: 216 Comments: 0
INSTANT PLEASURE
msn music videos
INSTANT PLEASURE
123 music
INSTANT PLEASURE
y music
INSTANT PL (more)

 
Video Marketing

Video Marketing

From: galaxy7511
Views: 97 Comments: 0
Free Video Marketing Siminar and Offer for a Full Course.
 
You Tube Video Marketing

You Tube Video Marketing

From: galaxy7511
Views: 199 Comments: 0
Free Video Marketing Siminar and Offer for a Full Course.
 
Video Marketing

Video Marketing

From: galaxy7511
Views: 134 Comments: 0
Free Video Marketing Siminar and Offer for a Full Course.
 
See all 
 
More from this user
Tips on how to make videos

Tips on how to make videos

From: wvadennis
Views: 78
Comments: 0

These techniques were recently featured on the Rachael Ray show

These techniques were recently featured on the Rachael Ray show

From: wvadennis
Views: 75
Comments: 0

Your name is no accident. This is a 4,000 year science!

Your name is no accident. This is a 4,000 year science!

From: wvadennis
Views: 78
Comments: 0

How Do You Obtain Fast Cash Online?

How Do You Obtain Fast Cash Online?

From: wvadennis
Views: 77
Comments: 0

Tips for Overcoming Panic Attacks

Tips for Overcoming Panic Attacks

From: wvadennis
Views: 137
Comments: 0

What is the Fat Loss for Idiots Diet?

What is the Fat Loss for Idiots Diet?

From: wvadennis
Views: 122
Comments: 0

See all 
 
 
 URL:          AddThis Social Bookmark Button
Embed Thin Player: (fits in most blogs)
Embed Full Player :
 
 

Name

Email (will NOT be shown to other users)

 

 
 
Comments: (watch)
 
 
Notes:
 
Slide 1: ==== ==== *Free Video* Reveals $8200 Per Month Formula (NO BS) http://tinyurl.com/7jzeqv5 ==== ==== "Be humble, be big in mind and soul, be kindly; you will like yourself that way and so will other people." - Norman Vincent Peale Establishing an emergency fund This is the first phase of step 8 and it requires you to establish a fund equal to six months your monthly cash flow requirements. If your income was to suddenly stop, what would it take to sustain your standard of living for six months. There are a few things you should know about building wealth before we actually begin. 1. Start early More than any one stock or mutual fund pick, the age you start investing will determine how much wealth you build. To illustrate: Employee A starts putting away $100 a month when she's 22. Her money grows at 8 percent a year, and after ten years she stops contributing - and lets her stake grow. Employee B waits until he's 32 to set aside $100 a month, also growing at 8 percent a year, and he keeps it up until he hits 64. When they both retire at 64, she will have $234,600, and he'll have only $177,400. 2. Use your 401(k) If you are working for a company that offers a 401(k) sign up and watch you dollars grow. Since you're putting in pretax dollars, a 401(k) is an unrivaled savings vehicle, and passing up an employer match is - literally - giving up free money. Confused about how to manage all the choices in your 401(k) plan? New pension legislation is encouraging companies to offer third-party investment advisory services, so call HR to find out if yours offers any on-the-house guidance. 3. Keep it simple If you have a full-time job and it's not picking stocks, acknowledge that. Choosing three or four index funds - say, an S&P 500 fund, an EAFE fund, and a small-cap stock fund - will give you broad exposure. ETFs (low-cost mutual funds that trade like stocks) are also an easy way to invest in more exotic asset classes, like commodities. If you're close to retirement, consider life-cycle funds from Vanguard or T. Rowe Price, which will automatically rebalance your account according to your goals.
Slide 2: 4. Don't try to beat the market Even the best fund managers have trouble beating the S&P 500, so give up the chase. The most straightforward way to avoid this trap is to diversify your assets and then rebalance your portfolio at least once a year. Check your asset breakdown with Morningstar's free Instant X-Ray tool (www.morningstar.com). Essentially, rebalancing means selling some winners that are taking up too big a share of your portfolio and redeploying that cash to bulk up in areas that have lagged. (Buy low, sell high - get it?) 5. Don't chase trends You want to grow your money for the long haul, so you can't switch your strategy every time you read the headlines. If you see an asset class that's catching fire - like real estate investment trusts (REITs) in the late '90s or commodities this year - ask yourself some basic questions: Can I describe how it works in plain English? If not, start your research at Investopedia.com. Why is it so popular right now? If the answer is "Paris Hilton bought some," best to stay away. 6. Make saving automatic No one wants to think about saving - so don't. Already more companies are making 401(k) enrollment automatic (34 percent of big companies, vs. virtually none ten years ago). If you're already maxing out your 401(k), see whether your company can transfer money directly from your paycheck into your Roth IRA or a taxable account. Or ask if your bank can transfer a set amount (even $100 a month) from your checking account into a high-interest-bearing online savings account (check out HSBC's and ING's offerings). 7. Go heavy on stocks The more time you have, the more risk you should take. If you're just starting out, 80 percent to 100 percent of your assets ought to be in stocks. The simplest trick? Subtract your age from 120: That's the percentage you should have in stocks; the rest should be in bonds. "If you have, say, 30 or 40 years, what happens over the next three months or even three years doesn't matter. If you need the money in two years and it drops 40 percent in one year, that's a problem," says Stuart Ritter, a certified financial planner with T. Rowe Price. 8. Hold down fees Be wary of any mutual fund charging a management fee higher than 1 percent (a few stellar managers may be worth it; most are not). A manager with a high buying and selling rate (called "turnover") should also set off warning bells. If you aren't interested in watching your fund manager like a hawk, stick with an index fund, like one from Vanguard, where expenses are typically around 0.2 percent. And if you're trading stocks, don't be fooled by low commissions: They add up. 9. Ditch credit card debt All debt is not created equal, so rank yours by interest rate and pay off the bad stuff first. That usually means credit cards, which can carry interest rates as high as 30 percent. (Compare your card's APR with others at Bankrate.com.) On the other end of the scale are student loans. Those
Slide 3: rates are generally between 3 and 6 percent, so consider making the minimum payment and investing in your 401(k) instead. Hey, even Supreme Court Justice Clarence Thomas was still paying off his school loans when he joined the bench. 10. Defer taxes Eager to lock in your gains on a hot investment? Before you click on sell, consider the tax implications. In a taxable account, you'll pay 15 percent in capital gains taxes every time you sell a winner you've owned for more than a year (the longer you can defer paying taxes, the more time you're giving your money to grow). Come tax time, however, it can be a good move to sell losers in your portfolio to take advantage of the annual $3,000 capital-loss deduction limit and offset any capital gains on your winning picks. Dave Capra "The Debtonator" is author of "Your Guide To Perfect Credit", a radio show host, columnist and certified debt consultant. ==== ==== *Free Video* Reveals $8200 Per Month Formula (NO BS) http://tinyurl.com/7jzeqv5 ==== ====

   
Time on Slide Time on Plick
Slides per Visit Slide Views Views by Location