cheechew's picture
From cheechew rss RSS  subscribe Subscribe

Women and housing rights,17 2-2003 

 

 
 
Tags:  mortgages  for  self  employed 
Views:  126
Published:  November 23, 2011
 
0
download

Share plick with friends Share
save to favorite
Report Abuse Report Abuse
 
Related Plicks
The Principles Of Successful Freelancing

The Principles Of Successful Freelancing

From: alaric22
Views: 155 Comments: 0
The Principles Of Successful Freelancing
 
[Finance]Subprime Mortgage Refinance And Subprime Home Equity Loans 22530

[Finance]Subprime Mortgage Refinance And Subprime Home Equity Loans 22530

From: anon-359024
Views: 463 Comments: 0
[Finance]Subprime Mortgage Refinance And Subprime Home Equity Loans 22530
 
[Finance] Buy To  Let  Mortgages    Get  More  From  Property  Finance[16053]

[Finance] Buy To Let Mortgages Get More From Property Finance[16053]

From: acclayy
Views: 629 Comments: 0
[Finance] Buy To Let Mortgages Get More From Property Finance[16053]
 
[Finance]How To Get Bad Credit Mortgages[13478]

[Finance]How To Get Bad Credit Mortgages[13478]

From: awe75
Views: 572 Comments: 0

 
[Finance]How To Get Bad Credit Mortgages[13478]

[Finance]How To Get Bad Credit Mortgages[13478]

From: cadet
Views: 381 Comments: 0

 
[Finance]Subprime Mortgage Refinance And Subprime Home Equity Loans 22530

[Finance]Subprime Mortgage Refinance And Subprime Home Equity Loans 22530

From: cishaw
Views: 424 Comments: 0

 
See all 
 
More from this user
Deep Green Resistance: Strategy to Save the Planet by Derrick Jensen

Deep Green Resistance: Strategy to Save the Planet by Derrick Jensen

From: cheechew
Views: 1474
Comments: 0

Now is the Time to Buy Real Estate!

Now is the Time to Buy Real Estate!

From: cheechew
Views: 340
Comments: 0

Chinasourcing 2008 Top50 Whitepaper En

Chinasourcing 2008 Top50 Whitepaper En

From: cheechew
Views: 1537
Comments: 1

Yulia Berry Aloe Your Miracle Doctor - Aloe Vera For Face Review

Yulia Berry Aloe Your Miracle Doctor - Aloe Vera For Face Review

From: cheechew
Views: 247
Comments: 0

citigroup  July 19, 2000 - Second Quarter Press Release

citigroup July 19, 2000 - Second Quarter Press Release

From: cheechew
Views: 833
Comments: 0

Moonwalk book

Moonwalk book

From: cheechew
Views: 513
Comments: 0

See all 
 
 
 URL:          AddThis Social Bookmark Button
Embed Thin Player: (fits in most blogs)
Embed Full Player :
 
 

Name

Email (will NOT be shown to other users)

 

 
 
Comments: (watch)
 
 
Notes:
 
Slide 1: Women and Housing Rights By Dr. Vibhuti Patel, Reader Centre for Women’s Studies, Department of Economics & Member Secretary, Women Development Cell Ranade Bhavan, University of Mumbai, Kalina Santacruz (E), Mumbai –400098. Phone-26770227®, 26527956, 26527957 Ext.553(o). Fax- 91-22-26528198. Email- vibhuti@vsnl.net 1
Slide 2: Women’s Right to Housing (WRH) • WRH is linked with women’s rights in property, land and inheritance.As primary user of housing, women’s stakes and requirements are the highest in housing. • For women, beyond shelter, housing is a place of employment, a place for social interaction,a place for child-care and a refuge from social instability & sexual violence. 2
Slide 3: Special Needs of Female Headed Households (FFH) • In the peaceful areas, 1/10th of the households are headed by divorced, deserted, single women. In the conflict prone areas 1/3rd of the households are FFH. • They are also the poorest of the poor. Even if they have money, they face hurdles while looking out for a rented place or a house on an ownership basis. 3
Slide 4: Contribution of the Women’s Rights Movement • Housing Rights have been major concern of the women’s Movement in India for over two decades. When women’s groups started providing support to women in distress, its was relatively easier to find jobs and school-admission for children. The most difficult task was to get an accommodation for women victims of violence, desertion, rejection, fraud and cheating by relatives. 4
Slide 5: Women’s Right to stay in Parental and matrimonial Homes • In the last 20 years, many women have filed petitions in the High Courts and the Supreme Court of India, demanding wife’s right live in the matrimonial home and daughter’s right to stay in the ancestral home. • Lata Mittal challenged Mitakshara laws applicable to the Hindus that granted coparsonary rights to only sons who is treated as Karta of family’s property . 5
Slide 6: Housing and Women’s Identity • Women’s identity is entwined with a house but housing’s identity as a capital investment and the largest outlay in the household budget lies with male head of the household. • Whether women are or aren’t property owners, their place or sphere is considered to be within the house- cult of domesticity. • Low status of women is perpetuated by the devaluation of domestic work. 6
Slide 7: Gender Bias and Housing Problems • The gendered construct of social & economic relations within and outside the household and deeply entrenched patriarchy discriminate against women in virtually every aspect of housing, be it policy development, entitlement in government projects, control over household resources, rights of inheritance and ownership and even the construction of housing. 7
Slide 8: Emerging Issues • Need to focus on housing in terms of ‘personal meanings’ as well as affordability, women’s role and the housing industry. • Privileged position of property owners who tend to be men in the housing delivery system & general subordination of women. • Women’s lack of representation in political bodies & societal restrictions reinforcing their status as second class citizens. 8
Slide 9: Gender Aware Approach • Gender Neutral Approach in housing needs to be replaced by Gender Aware Approach that takes women’s specific needs, concerns and rights with respect to housing into consideration. Women’s lack of security of tenure is the overarching concern of all those who believe that women’s rights are human rights. 9
Slide 10: Stake Groups in Housing industry • Land surveyors, builders, developers, designers, financiers, mortgage bankers, lawyers, credit unions, government officers, material suppliers, real estate brokers, appraisers, contractors, interior decorators, gardeners, landscape architects, consumers . • In the language of economics, the SS side comprises of production, construction, management, maintenance, rehabilitation . 10
Slide 11: Gender Audit of the Syllabus • In the schools of Architecture or engineering, in their planning and design education, there is public-Private split. • The syllabus should emphasize that as a physical structure, the house is a site for housework, home-making, child rearing and wage-labour for majority of women all over the world. • A house layout influences and affects gender roles among household members and therefore mirrors change in society’s concept of the family. Hence the need for gender sensitive designing based on the ethos of shared housework by men and women. 11
Slide 12: International Human Rights Law on Security of Tenure • A person is said to have a secure tenure if he/she is protected from being removed arbitrarily and involuntarily from their homes and lands. Tenure is secure if it is protected by legislation rather than protected merely thro’ customs and traditions. 12
Slide 13: Threat to Women’s Security of Tenure (WST) Circumstances and conditions that threaten WST • Gender biased laws preventing women from owning, inheriting, purchasing, leasing, renting, bequeathing housing, land and property. • Judicial Interpretation of the Law- No explicit forbidding of WRH in gender neutral laws, still they create obstacles for WRH. • Land and Housing Systems as they grant titles to private property to “Heads of Households” who are often deemed to be men. • Customary laws, Traditions, Attitudes • Domestic violence 13
Slide 14: Financial and Material Barriers • Gender-biased policies in financing for housing, availability of services, material and infrastructure, affordability, habitability, accessibility, location and cultural adequacy to handle political economy of housing. • Difficulties in securing loans for purchase of good quality housing • problems of rental housing. • Age of Women and Housing- Plight of women senior citizens. 14
Slide 15: Indian NGOs and WRH Two decades of Debate- Two positions 1. WRH independent of male ownership & Control because women’s land-use priorities are different from that of men. 2. Joint Titles- majority of poor masses hardly manage to have one house.Hence, separate house for women is a non-issue. The Felt Need: Need for a training manual to deal with the modalities of attaining WRH 15
Slide 16: Experiences of SEWA & SPARC SEWA: inclusion of women’s name in the title to property before granting loans for housing. As monetary benefits accrue to the family, the husband/father and family members accept the proposal of joint titles to land/house. SPARC: Supports Mahila Milan (MM), network of pavement dwellers, assists MM to get recognition and support from the settlements, skills & training, makes resources available for the low cost housing. 16
Slide 17: State and Civil Society Initiatives Progressive states have empowered women by granting housing rights.e.g. Building societies in Sweden & England, Unions in Germany, Self help Groups & cooperative Enterprises in Canada, Central & Latin America, Africa and Asia. The enlightened nation states accept societal responsibility for women’s housing and the rest live it to individual women to fend for themselves. 17
Slide 18: Witch-hunting of Women Exercising Right to Housing • “Bhootali” (Maharashtra),Dayeen (Bihar)Widowed/divorcee Dalit/ tribal women. • In the latest Koombha Mela 60000 women were deserted by their family members. • Sarpanch, Talati &Tahasildars taking advantage of illiterate women. • In Algeria and West African countries FFHs were burnt. International Committee of Women Living Under Muslim Laws. 18
Slide 19: Crucial Conventions for WRH • The Universal Declaration of Human Rights, 1948 • The Elimination of All Forms of Discrimination Against women, (CEDAW) 1979 • The housing rights of Refugees, 1951 • The Housing Rights of Indigenous People(Not yet adopted) They are DIRECTED AT GOVERNMENTS. 19
Slide 20: The UN on Forced Eviction • "Women...and other vulnerable individuals and groups suffer disproportionately from the practice of forced eviction. Women in all groups are especially vulnerable given the extent of statutory and other forms of discrimination which often apply in relation to property rights (including home ownership) or rights of access to property or accommodation, and their particular vulnerability to acts of violence and sexual abuse when they are rendered homeless." (UN Committee on Economic, Social, and Cultural Rights, Sixteenth Session, 1997) 20
Slide 21: Thank You Women’s Right to Housing is a basic Human Right. 21

   
Time on Slide Time on Plick
Slides per Visit Slide Views Views by Location