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rural banking ppt 



 

 
 
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Published:  September 08, 2010
 
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Slide 2: PRESENTED BY  R.SUBALEKHA J.DONALD BENNY K.P.MANJUNATH H.N.RAMYA   
Slide 3: Role of NABARD  Formation of NABARD. Functions of NABARD. Credit Planning. Financial Services. Promotion and Development. Supervision.   Consultancy services of NABARD - NABCONS.
Slide 4: Recent Projects of NABARD  NABARD sanction’s 90 crores loan to Karnataka for rural infra projects.    Promoting Tourism in rural India. Setting up Knowledge centre. Small farmers Agri – Business consortium.
Slide 5: Contd..   Other Functions of NABARD. Government plans to buy 99% stake in NABARD. Service Area Approach. Water Shed Development Programme.  
Slide 6: Micro finance and Rural sector  Micro finance is the provision of financial services to low income clients including consumers and self employed who lack bank services. Two models of Micro finance. Micro financial Institutions – Microcredit foundation in India,Saadhana Microfin Society,Grameen Koota.  
Slide 7: Contd..  KVG bank cross a milestone in coverage. Banks told to tap rural markets for financial inclusion. Bharti AXA looks to south for increased rural penetration.  
Slide 8: Contd..  Micro loan defaults loom in Andhra. Functioning of SHG’s. Needs of SHG’s.  
Slide 9: Credit structure in Rural Finance Types Of Loans  Short Term Loans. Medium Term Loans Long Term Loans.  
Slide 10: Contd..  New loan scheme for farmers – “Prathiphala Yojane” introduced by State Bank Of Mysore. Heavy investment in farm sector. - Bhu Chetana scheme - Jalasiri Andolana scheme 
Slide 11: Challenges Faced by Farmers  Acquisition of agricultural land. Repayment of Loans. New technology reducing jobs for farm labours.  
Slide 12: Innovation of Rural Finance  Kisan Credit Card(KCC). Swarozgar Credit Card(SCC). State to follow Bangla model of financing . Farmers clubs.   
Slide 13: Contd.. Agricultural banks sets record with $ 22 billion IPO.   Doorstep banking for villagers (Bank – Correspondent Model). E-Choupal. 
Slide 14: Thought for the day : By developing balance in your life, you will increase your energy, motivation, and your sense of satisfaction. In short, your happiness.

   
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