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A Complete Synopsis on Apartment Insurance 

Shareholder is technically called a tenant in a company and the landlord under the property lease in an apartment corporation.

 

 
 
Tags:  Auto Insurance  Home Insurance  Life Insurance  Health Insurance  Insurance Broker 
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Published:  April 29, 2011
 
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Slide 1: A Complete Synopsis on Apartment Insurance Shareholder is technically called a tenant in a company and the landlord under the property lease in an apartment corporation. www.einsurancecalifornia.com
Slide 2: Shareholder is technically called a tenant in a company and the landlord under the property lease in an apartment corporation. Therefore a share holder’s insurance policy is also the same of renter’s policy. The losses of the shareholders personal property is covered by this policy and installations. (Furniture, wallpapers, painting) and also depending on the situation, it is the responsibility of the shareholders for the cost of repair under the proprietary lease. (Liability coverage is normally provided on this policy.) As assumed before, first recourse for payment is this policy for any alternative living apartment or hotel. As in your resource of payment of pre living is done through this policy. But in real grounds the policy do not cover all such expenses in addition of the actual requirement is only paid to the normal cost and not the whole of the expenses. (as an example the monthly maintenance charges) as in like nothing had happen. Practically when the matter of practice comes no company deduct the shareholders living expenses, they only occasionally cover living expenses full amount. The deduction of the maintenance charge should not be paid by the shareholders ,the reason behind this is that most of all the forms of proprietary lease gives us the abatement of the maintain charges of maintenance charges for long the duration of the apartment corporation the owner cannot give a apartment habitable to the shareholder or the tenant. (This could cause a fight between the tenant and household outside the proprietary lease, anyways these rights offered by the statutory warranty of habitability in this case.) The items which the building is obligated to replace should be covered by the apartment corporation policy and also cover the charges or damaged caused by the building or the staff negligence. One should know about the basic building standards. In the event of any kind of damage the corporation would rebuild the loss or the wall to the basic building standard. Pre assuming the walls to be plain vanilla walls and ceiling. The apartment corporation can be reimbursing by the building policy for the loss occurred due to maintenance charges when the apartment is uninhabitable. The shareholder is more responsible rather then the corporation for the much of the damage including the fitting and the fixtures in the upstairs neighbor’s policy. Cost of cleaning the damage items or replacing the damage items could be a cause of a fight among the insurers themselves. But in some cases if the shareholder suffers the loss then he ha to look out for his own insurer and then only the other insurer settle among themselves. We got a lesson from this. Hear the shareholder had there own insurance policy. If they would not had one they would have been suffer and world of woe-law suits. The worst would have been when the problem of the individual recovering against the neighbors and on that the time that would take. Out of all what we got to know through this is an efficient knowledge of policy of the shareholder and apartment corporations. The question which pops out is whether, it is required that a shareholder should carry
Slide 3: insurance by an apartment corporation there are few proprietary leases that actually do. There should be a proof at the closing required by the apartment corporation at times Our insurance agency offers Auto Insurance, Home Insurance, Business Insurance, Travel Health Insurance, Group Health Insurance, Life Insurance, and Disability Income Insurance. You can contact our insurance agent here: Daniel Masarsky Insurance Broker 2085 Van Ness Ave San Francisco, CA 94109 B 415.440.5136 F 415.440.5139 C 415.300.0902 Daniel@Insurance415.com Our Additional Services • • • • • Apartment Insurance Boat Insurance Errors and Omissions Insurance Dental Insurance SR22 Insurance

   
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