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Cash In A Flash - Payday Loans In Georgia 

60 Minute Payday Loans: #1 Payday Loans in Georgia. Easily Borrow Up To $1,000 Cash In Less Than 1 Hour. Fast, Secure with No Credit Check, Low Interest and Fast Approval! Get Started Now for Instant Approval Decision: http://bit.ly/60MinutePaydayLoans

 

 
 
Tags:  payday loans in georgia  payday loans in atlanta georgia  payday loans in augusta georgia  payday loans in columbus georgia  payday loans in savannah georgia  payday loans in athens georgia 
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Published:  January 05, 2012
 
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Slide 1: ==== ==== 60 Minute Payday Loans: #1 Payday Loans in Georgia! Easily Borrow Up to $1,000 Cash In Less Than 1 Hour. Fast, Secure with No Credit Check, Low Interest Rates and Fast Approval. Get Started Now for Instant Approval Decision. http://bit.ly/60MinutePaydayLoans ==== ==== The online payday loan in Georgia is one of the most popular payday loans that help the borrowers whenever they are cash strapped. In spite of growing to be a multi billion dollar industry, the government of the state ensures that you are safe from debt traps of lenders when you take an online Georgia payday loan. This is done by putting forth some rules and regulations that all pay day loan lenders of Georgia have to obey. Understanding The Features Of A Payday Loan A pay day loan is a cash advance that you can borrow for about 15 days or till your next paycheck. You can get one from a lending store as well as online. Available in all formats as with fax or faxless, a cash advance can help all the people who are strapped for cash, breathe easily. The eligibility criteria are also quite simple for these advances. They are: 1. You have to be 18 years of age or more. 2. You have to be in a regular job for at least 3 months. 3. You have to own a bank checking account. As the pay day loan is given without a credit check, it is quite speedy and easy to get $100 $1500. Then again, lenders, to keep their risk factor to the minimum, also charge a higher interest rate of as much as 30% which can amount to nearly 400% APR! Payday Loan In Georgia Is Different The pay day loan industry in Georgia is different from cash advances in other states. Let us see how: o The Federal Truth in Lending Act regulates the lending and borrowing in the state. It has made the disclosure of the cost of credit at the time of the deal as mandatory. This ensures that the lender provides the borrower with all details such as charges and APR of the finance in writing. o The usury laws in the state curtail the interest rate. Unlicensed lenders cannot charge an interest that is more than 8% interest on a sum up to $3,000.
Slide 2: o The Payday Lending Act of 2004 punishes the defaulting lenders. According to it, a violator of the state law has to pay a hefty fine of up to $25,000 and face a possible jail sentence of 25 years. o The County district attorney and the Office of the Commissioner of Insurance, Industrial Loan Division can be approached for any complaints again the lenders in Georgia. Tips To Bear In Mind For Online Georgia Payday Loan When you are faced with a sudden cash problem and the bank closes its doors to you just like your friends, an online payday loan in Georgia is like a breath of fresh air. To avail it, you simply have to go online, fill out your details on the application form, submit and wait for approval. Within 24 hours, the money shall be electronically deposited into your checking account. Any well-wisher would advice you to avoid these types of cash advances like the plague, instead change your spending habits. But at times when there is no other option and an online payday loan in Georgia is the only option, you should not be in such a hurry that you do not even try to get an advance that has the lowest APR and interest rate charges. Become wise and borrow with caution. An online payday loan in Georgia is a hassle free method to face an unwanted cash crunch. The government of Georgia ensures that you are not duped by lenders who provide payday loan in Georgia. Today, many needy people avail the online Georgia payday loan in their times of need and pay it back on their next payday. Article Source: http://EzineArticles.com/?expert=Alice_Smith ==== ==== 60 Minute Payday Loans: #1 Payday Loans in Georgia! Easily Borrow Up to $1,000 Cash In Less Than 1 Hour. Fast, Secure with No Credit Check, Low Interest Rates and Fast Approval. Get Started Now for Instant Approval Decision. http://bit.ly/60MinutePaydayLoans ==== ====

   
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