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The Stimulus Bill for 2009 - Will the Federal Stimulus Bill Save Your Home From Foreclosure 

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Tags:  You Can Avoid Mortgage Foreclosure  Using Bankruptcy to Save Your Home  Government Programs  Stop Foreclosure 
Views:  54
Published:  May 17, 2012
 
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Slide 1: ==== ==== Get Loan Offers! Mortgage Calculator Mortgage Glossary Debt Reduction Fair Housing Act http://www.rygetfinancialhelp.com ==== ==== The prospects of both bankruptcy and foreclosure can be quite daunting for an individual. Unfortunately, this phenomenon really is not uncommon, especially given the current state of our economy. This means that many individuals face going bankrupt and losing their homes each day. Though facing these two tasks at the same time may seem to be the greatest financial burden an individual can face, this does not necessarily have to be the case. In fact, bankruptcy can often save an individual's home when he or she is facing foreclosure. Though this may seem like a contradiction, it actually makes sense given bankruptcy laws. In some cases, individuals may only be able to put off the date of foreclosure while in others, individuals may be able to save their homes for the foreseeable future. Individuals who file for Chapter 7 bankruptcy may lose their homes because their belongings must be liquidated to pay off their debts. Though homes are safeguarded from liquidation, individuals usually are not left with enough money to pay off their homes after the process is over. Chapter 7 does, however, give individuals an extra three to four months in their homes before the foreclosure occurs. Chapter 13 bankruptcy, on the other hand, may help an individual save his or her home. These individuals are allowed to work out repayment plans with their creditors to figure out ways to pay their past-due debts. This may mean that Chapter 13 filers can pay off their past-due mortgage balances and keep current on future payments. As with any legal matter, there are certain conditions that apply that only a lawyer can inform you of, so it is important to seek legal help for these matters. If you or someone you love is facing the prospect of bankruptcy and / or foreclosure, discuss your legal options with the Phoenix bankruptcy attorneys of the Harmon Law Office, LLC. Article Source: http://EzineArticles.com/?expert=David_S_Caldwell
Slide 2: ==== ==== Get Loan Offers! Mortgage Calculator Mortgage Glossary Debt Reduction Fair Housing Act http://www.rygetfinancialhelp.com ==== ====

   
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