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Learn How to Save Your Home From Foreclosure Without Making Payments 

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Tags:  You Can Avoid Mortgage Foreclosure  Using Bankruptcy to Save Your Home  Government Programs  Stop Foreclosure 
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Published:  May 17, 2012
 
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Slide 1: ==== ==== Get Loan Offers! Mortgage Calculator Mortgage Glossary Debt Reduction Fair Housing Act http://www.rygetfinancialhelp.com ==== ==== Maryland foreclosure laws are quite different from other auction laws. Basically, these laws provide an understanding of the foreclosure process of the state and are different for every district or county. There are 3 main foreclosure laws of Maryland: 1. Judicial 2. Non Judicial 3. Right of redemption (depends on the case and decided by the court) 4. Time span - 3-4 months 1. Maryland judicial foreclosure law- In this process, if the payments are not made regularly by the borrower, the lender can get an order from the court to sale off the property. The lender can file a complaint ion the court only if the deed of trust contains no power of sale. 2. Maryland non judicial foreclosure law - In the non judicial foreclosure law of Maryland, the governor appoints a public trustee who acts commonly for all the auction sales. The authorized attorney of the lender, files the documents with the trustee office and recorder's office of the area where the property is located. · The clerk of the area issues a notice of demand from the borrower and this notice is published in the local newspaper for 3 weeks. Property sale will take place after 45 days, if the borrower does not respond and the lender is not supposed to send any information about the sale process to the borrower. · According to Maryland foreclosure law, property sale can take place in any court and the sale would be handled by the trustee only You can now save your home from getting sold through Maryland foreclosure laws: · The court before issuing a decree for sale to the lender, will give you a chance to pay all the debt by giving you a time frame of some days. You must make all the payments pending up to date and save your property. 3. The right of redemption is a part of Maryland foreclosure law, which depends on the court. One can redeem the property after the sale. You will need to pay the entire amount on which the bid has been stopped and court will give you 30 days to arrange for the payment. If you succeed in making the payment in that time, you can get your property and the amount that has been paid by
Slide 2: you would be used for foreclosing your loan. President Obama has offered $1000 incentive for home owners that opt for Loan Modification instead of Short Sale Or Foreclosure. To know more about Loan Modification Programs Click Here --> Loan Modification Experts To check if you qualify for Government Grants Click Here --> Federal Grant For Homeowners FREE Trials are for a limited time only, so get yours today. Article Source: http://EzineArticles.com/?expert=Sani_Orman ==== ==== Get Loan Offers! Mortgage Calculator Mortgage Glossary Debt Reduction Fair Housing Act http://www.rygetfinancialhelp.com ==== ====

   
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