Slide 1: Mortgage Advisor
Contact Dawna Providenti 1-403-350-2706 dawnaprovidenti@telus.net
For an online application www.mortgagebrokerdawna.com
Talk to me for full details on how to get the mortgage that meets your needs www.mortgagebrokerdawna.com
Slide 2: Current Rate Specials*
as of February 8, 2011
3.89% 2.30%
5 year fixed 5 year variable
www.mortgagebrokerdawna.ca
Slide 3: Market Trends
The Average Cost of Rent has Nearly Doubled
www.mortgagebrokerdawna.com
Slide 4: First-Time Buyers
Tired of Making Your Landlord Rich? “0” Money Down OR Cashback 5-8% Available
www.mortgagebrokerdawn.com
Slide 5: Our Lenders
Quick Preapprovals Home Warranty Cash Back www.mortgagebrokerdaw On Line Access to Your Mortgage n.com Free Appraisals Free Legals Flexible Payment Options 85% Refinancing to consolidate debt Portable
www.mortgagebrokerdawna.com
Slide 6: Want a Custom Home Built
Get preapproved Signed and accepted copy of building contract, builders construction specifications, (blueprints) of house to be built, plan showing legal description dimensions of property, proposed location
1st Progress Draw-basement is ready to backfill 2nd Progress Draw-Interior ready for drywall 3rd Progress Draw-Drywall installed & taped 4th Progress Draw-House Completed
Your mortgage is advanced in stages much like the purchase plus improvement mortgage An inspection is completed prior to funds being advanced. Only a home builder that is a member of the Alberta Home Warranty Program is eligible
www.mortgagebrokerdawna.com
Slide 7: Purchase Plus Improvements
Found Your Dream Home…but Can’t Afford to fix it?
Finance the Renovations Needed for Upgrades
Traditional Financing Purchase Price: Less 5% Downpayment Plus 2.75% CMHC/GE premium Total Mortgage 214747.50
Mortgage payment at 4%
200000 10000 5225 195225
Purchase Price Proposed Improvements AS IMPROVED VALUE OF HOME Less 5% Downpayment Plus 2.75% CMHC Premium Total Mortgage Mortgage payment at 4%
$200000 20000 220000 11000 5747.50 $260.35
$236.68/weekly
www.mortgagebrokerdawna.com
Slide 8: Want a Second Opinion?
Great Rates
That may include Home Warranty Online Access to Your Mortgage Free Legal Fees and Appraisals Flexible Payment Options
www.mortgagebrokerdawna.com
Slide 9: Debt Consolidation
Find out how you can save on interest and improve your cash flow. Use the equity in your current home!
Mortgage (@5%) $200000 $1163 Car Loan 18000 $540 Credit Cards/PLC 15000 $450 Penalty to break mortgage 3000 Total $236000 $2153 Mortgage (@4%) $236000 Car Loan Paid off Credit Cards/PLC Paid off Penalty to break mortgage Paid off Total $236000 $1241/month
LOOK AT THE SAVINGS!
www.mipartners.ca
BASED ON 25 YEAR AMORTIZATION
Slide 10: Market Trends
www.mipartners.ca
Slide 11: Renewals
Switch Now
Lenders may pay for up to $5000 towards Penalty costs Up to $1000 in legal fees paid for by lender Appraisals paid for by lender
Save
www.mortgagebrokerdawna.com
Slide 12: Self Employed?
Did the Bank Turn you Down?
AT Mortgage Intelligence we help our clients in achieving homeownership especially for the self employed.
This mortgage are for those who can not use their Notice of Assessments to prove income. Commission sales are eligible 6 months minimum Minimum Documentation
STATED INCOME MORTGAGE
10% Downpayment required but 5% can be gifted
Talk to me for full details on how to get the mortgage that meets your needs
www.mortgagebrokerdawna.com
Slide 13: Mortgage Advisor
Contact Dawna Providenti 1-403-350-2706 dawnaprovidenti@telus.net For an online application www.mortgagebrokerdawna.com
Talk to me for full details on how to get the mortgage that meets your needs www.mortgagebrokerdawna.com
